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Check out our portfolio! Click here to view previous transactions
Today, I want to briefly discuss innovative solutions outside of the bankable box. Here at CRE Finance, we examine transactions on a case-by-case basis. Our financing technicians have years of experience that allow them to structure and customize financial solutions just for you. Today, I want to share 10 special situations we come across:
1. Complex company structures. As we all know in commercial real estate, company structures can be complex, from individual owners to family trusts and more, we are here to help get through those complex structures.
2. Businesses outside the United States. Cheaper wages and better tax structures have taken many businesses outside of the United States; whatever it might be, CRE Finance can make things happen regardless of where you're located.
3. Concentration risk and foreign customer risk. United States real estate is red hot, especially in big cities like Manhattan and San Francisco. There is a lot of foreign currency coming through the states, but a lot of companies can't lend in them. CRE Finance can.
4. Ratio of inventory to accounts receivable are upside down. All companies have different accounts receivable -- some are profitable, some are upside down, some are seasonal, and some are year long. CRE can audit your accounts receivable and tailor lending that will help your company.
5. Specialized enterprises and criticized industries. Restaurants and bars are industries that are harder to finance, have more liability, and are somewhat criticized in the press. That doesn't stop us -- give us a call and we'll tailor a loan to your specific needs.
3. Concentration risk and foreign customer risk. United States real estate is red hot, especially in big cities like Manhattan and San Francisco. There is a lot of foreign currency coming through the states, but a lot of companies can't lend in them. CRE Finance can.
4. Ratio of inventory to accounts receivable are upside down. All companies have different accounts receivable -- some are profitable, some are upside down, some are seasonal, and some are year long. CRE can audit your accounts receivable and tailor lending that will help your company.
5. Specialized enterprises and criticized industries. Restaurants and bars are industries that are harder to finance, have more liability, and are somewhat criticized in the press. That doesn't stop us -- give us a call and we'll tailor a loan to your specific needs.
6. Pre-revenue businesses lack of historical performance. Some companies are startups and some entrepreneurs may have diverse business backgrounds. We would love to help people in those situations.
7. Constraints from an existing financing structure. A lot of existing structures, a lot of mortgages, that were done in the mid- to late-2000s may have various complexities that could come up. Here at CRE, we would like to help you with those.
8. Absence of a personal guarantee. Many business owners nowadays would like to have what they call a non-recourse loan, which means there is no recourse to the owner, no personal guarantee. Sometimes this is possible, but not always; we could look at the structure and advise you if we'd be able to tailor a loan to not have a personal guarantee.
9. Distressed and work out situations. Over the years, we've seen many work out situations on borrowers who have had distressed real estate. We are experts in this field.
10. When time is of the essence. In real estate and in business, when is time not of the essence? We at CRE Finance understand that your business and your real estate are important and we are here to help.
Many people are unaware that they are bankable. Many people let their real estate or business go before even trying. We want to make sure that doesn't happen to you! Give us a call or shoot us an email at any time. We would love to hear from you!
